FINANCE CENTER

At Maguire Lincoln, we aim to treat every driver like a VIP. Every customer who walks into our dealership is important to us, and we want to provide drivers like you with the personalized care you deserve.

When you visit our finance center near Ithaca, Elmira, and Cortland, New York, one of our finance experts will welcome you and dive in to customize your payment plan.

Financing Created for Lincoln and Crafted for You

To create a tailored experience, we rely on seasoned and friendly experts who understand your financing needs and negotiate on your behalf to obtain convenient loan-rated or flexible lease terms.

We focus on providing financing options that are as individual as our drivers. We also offer programs and tools designed with true respect for your schedule and unique preferences.

Our professionals will roll out the red carpet and warmly welcome you when you visit our finance center. You can sit down one-on-one with an expert to talk through your options. They'll review the options and discuss your budget, expectations, lifestyle, and credit score.  Feel free to ask us any questions, such as the differences between buying vs. leasing. We're here to help you make a choice that fits your lifestyle.

We also provide access to new Lincoln vehicle offers and incentives. You can browse our new vehicle specials, finance, and cash offers to see what catches your eye. Do you already know what you want? You can reserve or order a Lincoln tailored to your vision.

Our team has years of experience, attention to detail, and a love for helping our customers. We want to see you find a financing plan as impeccably tailored as a custom suit.

Purchase a Lincoln

Looking for a new or Certified Pre-Owned Lincoln that's entirely yours? You can purchase to take the keys and drive off satisfied. Buying your next Lincoln vehicle comes with many advantages:

• Flexible terms
• Unlimited miles
• No charges for unexpected or excess wear and use
• Build equity toward a trade-in

When you choose to buy your next vehicle, you enjoy the freedom and ownership of having a car that's uniquely tailored to you, along with long-term value and peace of mind.

Additional Benefits of Purchasing a Vehicle

When purchasing, here are exclusive Lincoln Automotive Financial Services programs to consider:

Gap Coverage: In the event of vehicle loss, this optional coverage steps in when insurance proceeds do not satisfy your contract balance. GAP Coverage is designed to bridge that gap. You've invested in your Lincoln, and GAP Coverage protects that investment. If your Lincoln is stolen and not recovered or if it's declared a total loss, your insurance company may not pay enough to satisfy what you still owe. 

• With certain restrictions, GAP Coverage waives the difference between your current outstanding balance (subject to conditions) and the actual cash value of the vehicle at the time of loss.
• GAP Coverage Options: It's important to do your research before making a decision. Learning about both GAP Coverage and GAP Advantage allows you to choose accordingly.
• Flex Buy Program: The Flex Buy Program utilizes two payment levels so you can plan ahead: a lower payment level earlier in the contract, followed by a higher level.

If you have any questions, we're ready to help walk you through all your available options.

Lease a Lincoln

Do you want to enjoy a luxurious new Lincoln and upgrade your model every few years? Leasing a Lincoln could be the ideal option for you, and our Lincoln lease program offers flexible terms for a new lease on life. There are several reasons to choose a lease:

• Choice of terms, such as 24- and 36-month leases
• Multiple mileage options
• Lease payments tend to be lower than those of a similarly termed financed purchase

After satisfying your lease-end obligations, you can purchase or lease a new Lincoln, buy out the lease, or simply return the vehicle.

Lincoln Lease Advantages

Just as with a Lincoln purchase, there are a few things to remember when looking for a Lincoln lease. Here are some of the reasons to lease your Lincoln with us:

• Mileage Options: We offer eight lease mileage options to suit your specific needs. Choose from 7,500 to 19,500 miles per year. Drive more than 19,500 miles per year? You can secure more when you initiate your lease.
• Gap Protection Benefits: Gap Protection may waive the difference or gap between your insurance payoff and your outstanding lease balance if your leased vehicle is stolen or declared a total loss. This unique benefit is built into your lease. With Gap Protection, provided you have the insurance required by your lease agreement, you are only responsible for the insurance deductible and amounts owing (such as past-due payments) at the time of the incident. Certain restrictions may apply.
• Advance Payment Program (APP): We offer our clients the opportunity to prepay all monthly lease payments up front in a single, one-time payment. This allows you to drive without giving monthly payments another thought. Keep in mind that lease-end obligations still apply.

If you have any questions about whether financing or purchasing is right for you, don't hesitate to contact us. We'd be happy to discuss your options; your satisfaction is our priority.

Trade in Your Vehicle at Our Dealership

You're ready to enhance your driving life with a new or new-to-you Lincoln. Now, what should you do with the car currently sitting in your driveway? We're happy to take that vehicle off your hands! Trade your vehicle with us, and we'll give you an offer you can use toward your next wheels. It's a win for everyone!

Perhaps you'd rather sell your car and use the offer for another purchase. We'll buy your vehicle even if you're not looking to buy another right now. You can get your trade or purchase offer from our dealership today, then drive off into the sunset.

Start Your Financing Journey With Us Today

When you visit the finance center at Maguire Lincoln, our Lincoln dealership serving Ithaca, Elmira, and Cortland, NY, you might feel like you're getting special treatment. Every customer who visits us receives personalized assistance to customize their plan.

Your driving happiness matters to us, so stop by today for a warm welcome and VIP service. Ready to get started? Apply for financing online!